We researched Solace Financial. The build below follows the evidence:

Thanks for arranging a conversation with Solace Financial.

Most people arrive with one question they want to make sense of. It may be whether their investments and super can support the retirement they have in mind, or how a trust, company or property fits with the rest of the family's finances.

That's where the initial consultation starts. You can explain where things are and what you want your wealth to support, then one of our advisers can help you understand which questions deserve attention and whether further advice may be useful.

Solace works across private wealth management and retirement planning. That can include investments, super, tax structuring, insurance and estate planning, with other structures considered where they're relevant.

The consultation is free and carries no obligation. If further advice is suitable, Solace explains the scope and quotes the applicable advice and ongoing-service fees before you commit.

Have a look at the short clips below. They'll help you think about retirement income, the wider wealth picture and the information worth bringing to the first conversation.

Investments and super are usually the most visible parts of a wealth plan, although they aren't the only decisions that can affect your financial future.

Tax structures, insurance and estate planning may change what you hold, how it's protected and what can be passed on. Trusts, companies or significant property can add another layer when they're part of the picture.

The useful place to begin is the decision you want to make. Once that's clear, an adviser can consider which parts of your financial life belong in the same conversation.

The initial consultation gives you a practical place to explain the situation and work out whether Solace's private wealth service fits.

Retirement planning becomes more useful when it starts with the life and income your assets may need to support.

You might be thinking about when work will change, how regular expenses may look later and which assets need to remain accessible. Those answers give the investment and super decisions a clearer purpose.

You don't need a perfect forecast for the first conversation. Bring the assumptions you're using now, and the adviser can help identify what needs closer attention.

The point is to consider retirement income beside the assets, structures and family decisions that may affect it.

The initial consultation is free and carries no obligation.

If further advice is suitable, Solace explains the scope of the work and quotes the applicable advice and ongoing-service fees before you commit. That gives you the chance to ask what's included and decide whether the work fits your situation.

Please bring the fee question into the meeting. It belongs in a sound decision, especially when the advice may cover several parts of your financial life.

Bring the question you most want answered and any documents that help explain where things are.

Recent super or investment statements are useful. If a trust, company, property or business interest affects the question, bring the information you already have about that as well.

You don't need every figure organised. A clear sentence about the decision in front of you gives the adviser a useful place to start.

The consultation is there to understand the situation, identify the important questions and decide whether Solace is the right place to take them further.

Start with the question you need answered
Preview: A useful first conversation begins with the decision in front of you.
Send: Immediately after booking

Hi there,

Thanks for arranging an initial consultation with Solace.

Before the conversation, write down the one financial question you most want answered. It might be how your investments and super fit together, what income your assets need to support in retirement, or how a trust, company or property changes the wider plan.

You don't need to prepare a perfect brief. Bring the situation as it is, and the adviser can help work out which questions deserve attention and whether further advice is useful.

See you soon,
Solace Financial

What belongs in the same plan?
Preview: Separate accounts can still affect the same financial future.
Send: Day 1, morning

Hi there,

Investments, super, tax, insurance and estate decisions can be handled by different people and reviewed at different times.

The trouble is that they still affect the same financial future. A change to retirement income can alter the investment plan. A trust or company can change the tax and estate questions. Insurance can affect what a family needs to keep available.

Bring the connections into the consultation. They give the adviser a more useful place to start.

Solace Financial

What will your assets need to support?
Preview: Start with the life and income the plan needs to fund.
Send: Day 1, afternoon

Hi there,

Retirement planning becomes clearer when it starts with the life you want your assets to support.

Think about when work may change, the income you expect to need and which expenses may be different by then. You can also note which assets need to stay accessible and which can be planned for the longer term.

A rough answer is enough for the first consultation. It gives the conversation a practical direction, and the details can be worked through from there.

Solace Financial

Complexity can be as important as the balance
Preview: Trusts, companies and property can change the planning work.
Send: Day 2, morning

Hi there,

Solace's published fit signal includes people with $500,000 or more across super and private accounts, or people whose affairs involve structures such as trusts, companies or significant property.

That isn't a hard minimum. It reflects the fact that advice can become more useful when the balance is substantial, the structure is complex or both apply.

Bring the structures and accounts relevant to your plan into the conversation. The adviser can then consider whether Solace's private wealth service fits the situation.

Solace Financial

How Solace handles the fee conversation
Preview: The scope and applicable fees are explained before you commit.
Send: Day 2, afternoon

Hi there,

The initial consultation is free and carries no obligation.

If further advice is suitable, Solace explains what the work would cover and quotes the applicable advice and ongoing-service fees before you commit. You can ask what's included, consider the scope and decide whether to continue.

Please raise the fee question directly in the conversation. It belongs in a sound decision.

Solace Financial

What happens in the first conversation
Preview: Bring the situation, then work out the right next step.
Send: Day 3, morning

Hi there,

The first consultation is a conversation about your financial situation and the decisions in front of you.

You can explain what you hold, how it's structured and what you want the plan to support. The adviser may ask about investments, super, retirement timing, family considerations and any trusts, companies or property that affect the picture.

From there, you can decide whether further advice makes sense and what information would be needed next.

Solace Financial

One decision can affect several others
Preview: Wealth and retirement decisions rarely move on their own.
Send: Day 3, afternoon

Hi there,

A retirement-income decision can affect super and investments. An estate decision can change how insurance or structures need to be considered.

Solace brings those questions into one coordinated private wealth plan. The practice has five financial planners and over 80 years of combined experience across the team.

You don't need to know which technical question comes first. Start with the decision you want to make, and the adviser can help put the work in a sensible order.

Solace Financial

Bring one question to the consultation
Preview: A short note beforehand can make the conversation more useful.
Send: The day before the consultation

Hi there,

Before the consultation, write down one sentence that describes what you want to understand.

For example: I want to know whether our investments and super can support the retirement income we have in mind. Or: I need to understand how our trust and property fit with the rest of the plan.

Bring any relevant statements or documents you already have. A rough picture is enough for the first conversation.

The aim is to understand the question, identify the information needed and decide whether Solace is the right place to take it further.

See you soon,
Solace Financial

What belongs in one wealth plan?
Preview: Investments and super are only part of the financial picture.

Hi there,

Your investments, super, tax, insurance and estate decisions may be reviewed in different places.

They still affect the same future. A retirement-income decision can alter the investment plan, while a trust or property can change the tax and estate questions around it.

The useful first step is to put the connections on one page. Then you can see which decision needs attention and what information belongs beside it.

Solace Financial

What will your assets need to support?
Preview: Retirement planning needs a clear view of future income.

Hi there,

Retirement planning starts with the life you want your assets to fund.

That means thinking about when work may change, the income you'll need and which assets should remain accessible. From there, investment and super decisions have a practical job to do.

A perfect forecast isn't required. A sound plan can begin with your current position and the decisions you can see coming.

Solace Financial

Know the scope before you commit
Preview: Solace explains the work and applicable fees before it begins.

Hi there,

The first consultation with Solace is free and carries no obligation.

If further advice is suitable, Solace explains the scope and quotes the applicable advice and ongoing-service fees before you commit. You can ask what's included and decide whether the work suits your situation.

Clear scope makes the next decision easier to evaluate.

Solace Financial

Complexity isn't only a number
Preview: Structures can be as important as the account balance.

Hi there,

Solace says its private wealth service may suit people with $500,000 or more across super and private accounts, or those whose affairs involve structures such as trusts, companies or significant property.

The dollar figure isn't a hard minimum. A substantial balance, complex structures or both can create planning questions that an isolated investment review won't answer.

If that sounds familiar, a free initial consultation can help establish whether the service fits your situation.

Solace Financial

When business and personal wealth connect
Preview: Business interests can change the wider retirement plan.

Hi there,

For a business owner, retained profits, company property or a future transition can affect personal wealth and retirement planning.

Those decisions are easier to assess when the business interest sits beside super, investments, family wealth and the income the household may need later.

You don't need to be preparing a sale before asking how the pieces connect. The business is one part of the wider financial picture.

Solace Financial

Start with the question in front of you
Preview: You don't need a finished plan to begin a useful conversation.

Hi there,

A first planning conversation doesn't require a perfect spreadsheet.

Bring the financial decision you're trying to make and the accounts or structures that affect it. That may be retirement income, family wealth, an estate question or a clearer view of how several moving parts connect.

The right next step is easier to see once the real question is on the table.

Solace Financial