We researched Solace Financial. Here's what we found, and what we built to help you grow:

Thanks for requesting a conversation with Solace Financial.

Business owners usually arrive with one question that has been sitting in the background for a while. It may be how the business fits into retirement, what a future sale could mean for personal wealth, or how several decisions should be handled together.

That's where the first consultation starts. You explain where things are, what you're trying to protect or build and what you want the next chapter to look like. One of our advisers can then help you understand which questions deserve attention and whether deeper advice is useful.

Solace's team works across business-owner wealth, retirement, super, investments, risk, tax coordination and estate planning. The practice is run by principal advisers who own Solace, so the first conversation stays close to the decision you're trying to make.

You can also ask about fees. Solace explains the scope and quotes the upfront fee before advice work begins. The initial consultation is free and carries no obligation.

Have a look at the short clips below. They cover the business and retirement connection, planning for an exit, the fee conversation and what to bring into the first meeting. Watch the ones that match the question on your mind, then bring that question with you.

For an owner, the business can be a source of income, wealth, responsibility and future choice all at once.

That means a retirement plan often needs to include more than personal super and investments. It may need to consider retained profits, company property, director loans, the timing of a future sale and the income you want after your role changes.

The useful place to begin is the life you want the business to support. When would you like to reduce your role? What needs to keep producing income? Which decisions need to happen while you're still running the business?

Once those questions are clear, the adviser can help map the financial pieces around them. The first consultation is a chance to put the situation on the table and work out the right next step.

An exit plan becomes more useful when it starts before the sale feels urgent.

There can be questions about ownership, timing, company assets, family expectations, personal wealth and income after the business changes hands. The answers can affect each other, so it helps to see the connections early.

A buyer or fixed date isn't required before starting the conversation. You can begin with the direction you're considering and the role you want to have in the next chapter.

Solace can help identify which information is missing, which decisions need a longer lead time and whether a deeper plan makes sense. You keep control of the decision. The first consultation gives you a clearer place to begin.

Advice fees should be clear before advice work begins.

Solace explains the scope of the work and quotes the upfront fee before anything starts. That gives you the chance to ask what's included and decide whether the work fits the question you're trying to solve.

The initial consultation is free and carries no obligation. It's a working conversation about your situation and the possible next step.

If deeper advice is useful, you can see the scope and fee before deciding to continue. If a narrower conversation is enough, that can be clear too.

Bring the fee question into the meeting. It belongs there.

Bring the question you most want answered and any documents that help explain where things are.

That may include recent super or investment statements, a rough view of business income, information about company property or a note about the future sale or succession question you're considering.

You don't need to have every figure organised. A clear sentence about the decision in front of you is a useful start.

For example, you may want to understand how the business fits into retirement, how personal wealth could change after an exit or which parts of the plan need attention first.

The first conversation is there to understand the situation, identify the important questions and work out whether Solace is the right place to take it further.

Start with the question you need answered
Preview: A useful first conversation begins with the decision in front of you.
Send: Immediately after booking

Hi there,

Thanks for taking the first step with Solace.

Before the consultation, write down the one question that has been sitting in the background. It might be how the business fits into your retirement plan, what a future exit could mean for your personal wealth, or how several decisions should be handled together.

You don't need to prepare a perfect brief. Bring the situation as it is. The first consultation is a chance to understand what you're trying to solve and whether deeper advice is useful.

See you soon,
Solace Financial

The business plan affects your personal plan
Preview: A business decision can change the shape of the next chapter.
Send: Day 1, morning

Hi there,

For an owner, business wealth and personal wealth rarely stay in separate boxes.

Income from the business, retained profits, company property, director loans and a future sale can all affect the plan you're building outside the business.

That's why the first useful question is often wider than a super choice. Ask how the business decisions and personal decisions fit together from here.

Bring that connection into the conversation. It gives the adviser a better place to start.

Solace Financial

An exit plan starts before the sale
Preview: Succession and retirement decisions become easier to see earlier.
Send: Day 1, afternoon

Hi there,

An exit plan has a financial side and a personal side.

An exit plan can include the future value of the business, the way ownership may change, what happens to business assets and how the decision affects your income afterwards. Family, tax, estate and timing questions can sit around the same decision.

You don't need to have every answer before the first consultation. The useful work is identifying which questions deserve attention now and which can wait.

If a future sale or succession is in the background, bring it up early.

Solace Financial

What does the business need to support?
Preview: The next chapter gives the planning conversation a practical direction.
Send: Day 2, morning

Hi there,

Retirement planning becomes clearer when it starts with the life you want to fund.

When would you like to reduce your role? What income would make the next chapter workable? Which business and personal assets need to support that plan? What needs to stay liquid, and what can be planned for the longer term?

Those questions give context to super, investments, insurance and the structure around your business.

Bring a rough answer. It can change. The point is to put a direction on the table so the advice can connect to something real.

Solace Financial

How Solace handles the fee conversation
Preview: You see the upfront fee before advice work begins.
Send: Day 2, afternoon

Hi there,

Solace quotes the upfront fee before any advice work begins.

That gives you a chance to understand the scope, ask questions and decide whether the work suits the problem you're trying to solve.

The first consultation is free and carries no obligation. If a deeper piece of advice makes sense, the fee is explained before the work starts.

You can raise the fee question directly in the conversation. Clear scope makes for a better decision on both sides.

Solace Financial

What happens in the first conversation
Preview: Bring the situation, then work out the right next step.
Send: Day 3, morning

Hi there,

The first consultation is a working conversation.

You can explain the business, the personal plan around it and the decision you're trying to make. The adviser can ask questions about timing, assets, income, family considerations and what you want the next chapter to look like.

From there, you can work out whether the right next step is deeper advice, a narrower piece of work or more time to gather information.

Bring the parts that feel connected. That's where the useful context usually sits.

Solace Financial

One planning question can have several parts
Preview: Business, retirement, tax and risk decisions often touch each other.
Send: Day 3, afternoon

Hi there,

Business-owner planning often crosses several areas at once.

A retirement decision can touch super and investments. A succession decision can touch family, tax and estate planning. A risk decision can change how much of your personal wealth is tied to the business.

Solace brings principal advisers and specialist support into that wider view. The practice has five financial planners and over 80 years of combined experience across the team.

You don't need to know which specialist question comes first. Start with the decision. The right sequence can be worked out from there.

Solace Financial

Bring one question to the consultation
Preview: A short note beforehand can make the conversation more useful.
Send: The day before the consultation

Hi there,

Before the consultation, write down one sentence that describes what you want to understand.

For example: I want to know how the business fits into our retirement plan. Or: I need to understand what a future sale would mean for our personal wealth.

Bring any relevant statements or documents you already have. A rough picture is enough for the first conversation.

The aim is to leave with a clearer view of the question, the information needed and whether Solace is the right place to take it further.

See you soon,
Solace Financial

The business is part of the retirement plan
Preview: The personal plan needs to know what the business is doing.

Hi there,

For many owners, the business is the largest source of future wealth and the biggest source of uncertainty.

That makes it hard to plan retirement by looking at personal assets alone. Business income, retained profits, company property and a possible future sale all belong in the same conversation.

The first step is to put the connections on the table. Once the connections are visible, the decisions become easier to sequence.

Solace Financial

What needs to be clear before an exit?
Preview: A future sale can affect more than the business itself.

Hi there,

An exit plan is also a personal wealth plan.

It can involve timing, ownership, income after the sale, family expectations, estate planning and the assets that need to remain available. Each piece can change the next.

You don't need to be ready to sell before asking what should be considered. Earlier questions usually give you more room to choose the path.

If the next chapter is on your mind, start there.

Solace Financial

The fee should be clear before the work
Preview: Solace explains the scope and upfront fee before advice work starts.

Hi there,

Financial advice works better when the scope is clear before the work begins.

Solace explains the advice scope and quotes the upfront fee before any work starts. You can ask what's included, decide whether it fits and continue only when the decision makes sense.

The first initial consultation is free and carries no obligation. It's there to understand the question and the possible next step.

Solace Financial

What will the next chapter need from you?
Preview: Retirement planning starts with the life you want the business to support.

Hi there,

Retirement starts with the life you want to fund. That includes the income you want, the role you still want in the business, the assets that need to support the plan and the decisions that need to happen before work changes.

When that picture is clear, super, investments, insurance and succession questions have somewhere to fit.

Start with the life you're building. Then work backwards to the decisions.

Solace Financial

One decision can touch several parts of life
Preview: Business, wealth, retirement and risk rarely move independently.

Hi there,

An owner can make a business decision that changes personal cash flow. A retirement decision can change how the business needs to be managed. A family decision can change the timing of an exit.

That's why Solace looks across the connected planning questions rather than treating each one as a separate file.

The practice is run by principal advisers who own the business. It has five financial planners and over 80 years of combined experience across the team.

Solace Financial

Start with the question in front of you
Preview: You don't need a finished plan to begin a useful conversation.

Hi there,

The first planning conversation doesn't require a perfect spreadsheet.

Bring the business situation, the personal goal and the decision you're trying to make. That may be retirement income, a future sale, family wealth or simply a clearer view of how the pieces connect.

The right next step becomes easier to see when the real question is named.

Solace Financial